Tuesday, 3 December 2013

£2014 in 2014 planning

I'll make it a quick one today and give you a little insight into how my brain operates!

Once the tots were tucked up in bed last night, I borrowed some of their pens and started thinking about how I could go about achieving next year's £2014 in 2014 Money Challenge. How can I make and save £2014 throughout next year? 

My initial thoughts came up with this.  


Planning means different things to different people, but I tend to be an old fashioned pen and paper girl (usually with a little bit of colour thrown in to brighten up the page). Diagrams, lists, mind maps... my thoughts seem to flow best when done on paper.

You should just about make out my scribbles and as you can see I came up with ideas which could get me to just over half way to my target...

...now I just need to think of ways I can make & save the other half!

But how about you, are you someone who likes to get their ideas down on paper?  Do you like to plan or prefer to go with the flow?

21 comments:

  1. I am with you on the coloured pens and paper, although I did once steal my sons blackboard (after he had discarded it) but it went the way of all flesh and disintegrated. I have been reading your blog for some time now and I am ready to challenge myself. Because I am a driven control freak of an overachiever I will set my target at £1500 and see what happens.

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    1. Fantastic Pam! So pleased to have you on board! I'm sure you'll provide a lot of inspiration for many along the way (certainly me) with your clever ways of stretching the pennies! Sx

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  2. It depends. I like to do a bit of planning and a bit of ad hoc stuff. I like to have a bit of flexibility so I'm not so focused on the goal that I miss opportunities to do things differently or even better. Best of luck for next year.

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    1. You raise an interesting point & I agree, it's easy to get so focused that you can miss other opportunities. Getting that balance right is quite a skill to master! Sx

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  3. I like the way you do it :-)

    I'm a pen and paper girl myself, show me a computer spread sheet and I go into meltdown!!

    I'm seriously considering doing £2014 in 2014. I did £2012 in 2012 and managed to accomplish it. It really does set your mind to saving and accumulating some cash whereas otherwise it would just vanish into day to day living.

    I'll have to get my thinking cap on as to how I will raise the money, only trouble is all my colourful pens are at the other house, so mine will be pencil and paper, not as interesting to look at but mind challenging all the same!

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    1. Oh Sue it would be fantastic if you joined us! You're right, some months may have been more challenging than others this year, but I've always managed to save some cash - that wouldn't have happened if I didn't have this goal.

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  4. Oh Sue, do please join us - I will be able to follow your (experienced) lead, as we will definitely gain strength from numbers. I wish I was as artistic as the 'Scottish bloggers' maybe this mind-mapping lark was developed north of the border, or maybe I am just far too old! Since my rash agreement to join the challenge, I have been playing with ideas both with pen and paper and a little spreadsheet dabble too, but no colours I am afraid. Like Sara I started off full of enthusiasm but very quickly sobered up when I realised how much I would have to save each and every day to achieve £2014. Oops!!

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    1. It would be great if Sue joined us and I'm so pleased to see Pam is up for the challenge too! Breaking it down to monthly/weekly/daily amounts can be sobering can't it [that's where the pens come in handy for me - adding a bit of fun and colour to something that otherwise could depress me! :)] I'm sure we'll get creative and come up with new ideas throughout the challenge too. Good luck with your plans! Sx

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  5. Hi Sara! Good luck with the 2014 challenge. I'd join but I already have far too many money pots. I love these savings challenges though - really motivates me. ~ Pru

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  6. Thanks Pru! I understand - you don't want to be spreading yourself too thinly. Good luck with filling up your money pots over the coming year! Sx

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  7. I'm thinking I should join in - I always do much better with challenges when I do them with my lovely blogging friends! Perhaps I should aim to fill my sealed pot with £2,014 and combine both challenges :)

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    1. Hurray!! So pleased to hear you're joining in too Laura! I thought about combining both too..great minds!...but paying off our credit cards are a higher priority so I've decided that's what our 2014 is going towards.Sx

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  8. I'm thinking about joining in with this, alongside doing SFT's sealed pot challenge at the same time, but am wondering if that might be too much. But on the other hand it will focus the mind, and doing it alongside others always helps to motivate. I'm joining in on a weight loss challenge too - maybe this is the year when I manage more than one challenge at a time...
    KJ x

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  9. Further thought has made me decide to join in this - £2104 towards the mortgage and the sealed pot for the trip to see my lovely son and daughter in law in New York!

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    1. Lovely to have you on board KatieJane! I'm so pleased you've decided to join in - together we WILL do it! Good luck with each of your challenges for next year, I look forward to hearing how you're getting on with all them. Sx

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  10. Hi Sara,I'm going to join in too in the £2014 in 2014. Today I made £15 selling an old iPod shuffle so think that will start me off! Nicola x

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    1. Hi Nicola and great to have you on board! You're off to a great start! Sx

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  11. This sounds like an interesting challenge, and it's always good to have the encouragement of others, so I'm up for this, and looking forward to it.

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  12. Great to have you on board Carrie - look forward to hearing about how you get on throughout the year! Sx

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  13. I'm a little late to this conversation, but I'd like to join in. I need to save as much as possible to pay off my car loan. 2014. As an overpayment would be a great target

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    1. Hi Sarah - welcome to the £2014 in 2014 club! Sx

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